Tuesday, June 2, 2009

Dose of Reality

Landed at home around 9pm at night. Since Chase bought out Washington Mutual and I got my new debit card. I have had nothing but troubles!!! I have had my debit card denied. I called the online banking, they said there was nothing wrong with my card. I told them I was going to need to use it to get out of the parking lot at the airport. Oh no problem!!! Guess what??? Problem.. the automated machine kept declining the card, I had to back out - go to a "cashier" and it would not except the card. The cashier went into the main place and it was still declined... Great - how much blood does it take to get out of parking? The cashier suggest I write a check. a check??? who uses checks anymore? Good thing I had that with me!

Came home in time to go to court with my ex-renters. These were the ones that I had to evict - you know, the sheriff's office and the whole 9 yards. As soon as I had evicted them, and had numerous judgements against them, they file bankruptcy. This is like $6000, that they lived off me. I filed a claim against the bankruptcy to attempt to collect this amount. Rent is actually dischargable in bankruptcy court. I have a check she wrote me for $1350 on an account that had been closed for over six months.
So, we go before the judge - when I filed I put on the petition for uncollected rent. Not being versed in how to handle these matters, I did not know the errors I was making. I did not submit any additional documentation to the court other than my original filing of judgement claims.
Here is the catch-
In order for them to "consider" the claim there has to be fraud.
Steps that I SHOULD HAVE TAKEN, and now I know are:
Rental application should have been filed with additional paperwork, showing no previous evictions (found these in the courthouse in McMinnville), they had been previously evicted.
Copy of check written on the closed account.
Since I didnt know how to proceed and did not submit additional paperwork, I could only testify - the case was dismissed - so here it is for everyone who "googles" Corina Corona is a dead beat! I also find out, that if I continue with legal action on the bad check, they can sue me for violating bankruptcy protection. So much for the "Oregon Bad Check Law".

As always parking is an issue in the City. I do not fit in the parking garages, and have to drive around until I find a open spot on the street. I have gotten a ticket for Not Having My License Plate on the front of my truck, by the parking police before. I now put my plate in the front window every time I am in the City. So I take 20 mins finding a place to park. I come out of the court house with 2 parking tickets and a red WARNING posted on the truck. I now have a ticket for not having my license plate permanently attached to the front of my vehicle and being parked in a loading zone????? oh, and the warning is that they are going to site me again if my time expires and I havent fixed these things immediately. Not only do I get taken for $6000, but now I am paying the City $100 for the pleasure. As you all know - I have issues with parking tickets, be it here or in Houston..... I HATE THE PARKING POLICE!!!!

While I was down there I also went to the attorney office that is handling my refinance on my house. Since, apparently something is missing in the paperwork and now I have nasty letters (5 of them) and this morning I found where they had posted ON THE HOUSE a foreclosure notice. I went into the office and they are moving offices, but the guy who works for the attorneys does not know the address of the new offices, I asked him "how are you going to get to work?" He says - It's in China Town. Great and after talking with my mortgage holder and providing all the paperwork they are in need of, I am going to give it to Jake, who doesnt know where he works??? What a feeling of satisfaction that is....

2 comments:

Unknown said...

Damn parking police!!!
Those that do, do and those that can't become parking police or meter martyrs. DOH.
Wish I could have gone to Paris with you ~~ but was in transit from S. Africa . . .

The Virgo said...

I just see my hate for these "people" growing.... Paris was FABulous - wish you could have been there als!