
Monday, June 29, 2009
My Front Yard

Banking

I really liked Washington Mutual. They were friendly, they had branches all over the country, the online bill pay was exceptional… All good.
Well as you know, they were bought out by…..da da dahhhhhh

I don’t know where they come up with their customer service, or their policy and procedures. All I know is that I dislike them immensely!!!!
Being offshore, I do all my banking online – I hardly EVER write a check. I live by my debit card and try never to carry cash. Not to mention when you have a son with some addition issues – you don’t have cash for long…..
What happened was:
I was at work, and my boy had his car impounded – for good reason:
No drivers license (a piece of plastic doesn’t mean he cant drive)
No insurance (see above)
Previous tickets for the before mentioned items….
Oh and lets not forget – the license plates and vin numbers on the vehicle do not match.
I was going to Western Union some money to him, to help him out of his predicament. But to do Western Union online they apparently pull your credit report and ask you questions. Stuff that I am sure you should know off the top of your head like:
You opened a credit card in 1998, what was the amount of the first billing statement?
If you don’t answer all these questions correctly, they deny the transfer. Ok, I can understand that. I am sure that Western Union has experienced all sorts of fraud – and I was not set up in their system.
Ok, no problem. I will have him figure out how he is going to receive money.
What I didn’t know was that this tags my debit card that I was trying to use. They shut my card OFF….
I come home, and try to use my debit card to get out of the parking lot. No go…. This had been a problem a couple weeks before hand.
I came home from Vegas and my card would not work – I also called Chase at that time, they said there was nothing wrong with my card. I was the parking peoples transmittal machine. At that time, I told them well it is YOUR problem, since this is how I get out of the parking lot! I let it go, and thought it was the same issue.
Like I said, I never write checks, but do carry them – thank goodness, since I have written more with the banking change than I have in the last two years.
The next morning I go to the grocery store – my debit card will not work…. They take a check, but the system shows the account is invalid. They take my check anyway and let me write it for $20 over. Need diesel – light is on!!!!
As I walk out – I am on the phone with Chase.
I initially speak to some dude with a heavy Eastern Indian accent – play hell trying to understand him.
After about 15 mins and repeating the debit card number, checking account number and my social security number. He says “you have no account, you have nice day” whoaaaaaa buddy, wait a min!!!!! Yes I do have an account, and you are sitting on all my money – you will find it….He finally finds my account after making the statement “you Washington Mutual customer” – “you take down this number”… NO – I PAY FOR GROCERIES, what number are you taking about? I called the number on the back of the card – you fix the problem…..He then transfers me to the debit card division.
I have lost all patients and humor with this system by now. Still sitting in the parking lot at the grocery store.

Some lady gets on the phone. She says, we have a hold on your account for a fraud alert. She then asks me about a couple of bill pay items that I had sent out. I tell her yes, I did pay those – and my daughter has been on the phone with you in the last week – verifying the same information. She then asked about the Western Union deal. I told her yes I did try to do that, it didn’t work – no problem there. She then asked about a charge for almost $20 at a Valu-Max, hummmmm. I just came in the day before, was in New Orleans, and didn’t use my debit card at all…. I'm thinking, thinking….. She then states I Have Closed The Account….. wait a minute lady!!!! I just explained to you how I am off shore and when I come home, I have things to do – I am only here for the day and fly to Houston tomorrow for a week… what do you mean you just closed the account???? She responses with “There seems to be fraud, and my name is Toni!” Well Toni!, what the fuck is wrong with you??????? I have no cash, and need diesel, food, and cat litter!!!! She then says “go to a branch for a temporary debit card, or go to an ATM and call us and we will issue the debit card transaction” NO!!!!! I want you people to leave me alone! I want you to communicate issues and concerns and not just randomly cut me off from my money! I want Washington Mutual Customer Service!!!!! Where is the nearest branch from where I am at???? She response with, we have no branches on the West Coast and listed off like 10 states on the East Coast…..
I tell her, I know damn good and well you have branches here, I have been to them!!!!
Her reply… oh you were a Washington Mutual customer, yes we have branches near your location. Ok, are they open? It is Saturday morning? Don’t answer me – I know they are, go back to ruining the next persons day! And hung up!!!
I get to the nearest branch and walk in – oh, and of course, now I spill my coffee on my dirty yard work clothes. I had not showered, no make up, hair not combed – pulled up on my head, just flew in last night from New Orleans, after getting up at 0300 Oregon time. My plan was to go to the grocery store, pick up a few things to get the day started and gas for the lawn mower. Then shower, clean up and deal with the rest of the world. Not deal with BANKERS!!!!
The nice young lady is sitting at her desk, and looks up at me. My first statement was “I bet you use to work for Washington Mutual, and hate your life working for Chase?” She smiles and asks how to help me.
I tell her the entire story, and she goes and gets me a Temporary Debit Card – kewl, this is a blue piece of plastic. No visa logo, no name nothing… I asked her how merchants would react to me presenting them with a card like this to pay for my purchases? Oh,,,,, you can only use them at Chase ATM machines. How am I supposed to live this way???????
Friday, June 12, 2009
Things You Dont Say

Sunday, June 7, 2009
Yes - You can deep fry it.....

Tuesday, June 2, 2009
Dose of Reality
Came home in time to go to court with my ex-renters. These were the ones that I had to evict - you know, the sheriff's office and the whole 9 yards. As soon as I had evicted them, and had numerous judgements against them, they file bankruptcy. This is like $6000, that they lived off me. I filed a claim against the bankruptcy to attempt to collect this amount. Rent is actually dischargable in bankruptcy court. I have a check she wrote me for $1350 on an account that had been closed for over six months.
So, we go before the judge - when I filed I put on the petition for uncollected rent. Not being versed in how to handle these matters, I did not know the errors I was making. I did not submit any additional documentation to the court other than my original filing of judgement claims.
Here is the catch-
In order for them to "consider" the claim there has to be fraud.
Steps that I SHOULD HAVE TAKEN, and now I know are:
Rental application should have been filed with additional paperwork, showing no previous evictions (found these in the courthouse in McMinnville), they had been previously evicted.
Copy of check written on the closed account.
Since I didnt know how to proceed and did not submit additional paperwork, I could only testify - the case was dismissed - so here it is for everyone who "googles" Corina Corona is a dead beat! I also find out, that if I continue with legal action on the bad check, they can sue me for violating bankruptcy protection. So much for the "Oregon Bad Check Law".
As always parking is an issue in the City. I do not fit in the parking garages, and have to drive around until I find a open spot on the street. I have gotten a ticket for Not Having My License Plate on the front of my truck, by the parking police before. I now put my plate in the front window every time I am in the City. So I take 20 mins finding a place to park. I come out of the court house with 2 parking tickets and a red WARNING posted on the truck. I now have a ticket for not having my license plate permanently attached to the front of my vehicle and being parked in a loading zone????? oh, and the warning is that they are going to site me again if my time expires and I havent fixed these things immediately. Not only do I get taken for $6000, but now I am paying the City $100 for the pleasure. As you all know - I have issues with parking tickets, be it here or in Houston..... I HATE THE PARKING POLICE!!!!
While I was down there I also went to the attorney office that is handling my refinance on my house. Since, apparently something is missing in the paperwork and now I have nasty letters (5 of them) and this morning I found where they had posted ON THE HOUSE a foreclosure notice. I went into the office and they are moving offices, but the guy who works for the attorneys does not know the address of the new offices, I asked him "how are you going to get to work?" He says - It's in China Town. Great and after talking with my mortgage holder and providing all the paperwork they are in need of, I am going to give it to Jake, who doesnt know where he works??? What a feeling of satisfaction that is....
Paris

Fleetwood Mac

Started the evening with attending the dinner show at Excalibur, Tournament of Kings.

A medieval presentation of jousting and story of King Arthur. This was fun - the food was good. You are not given any silverware, your soup is in a bowl that you can drink from, and you are given a small chicken and large cut potatoes. Food was good, the show was entertaining and very interactive.
When it was over, we had about 40 mins to get to the MGM and into the concert.
Had great seats. All the other shows that were seen, I purchased tickets before leaving for the trip, but did not find the tickets that I wanted online for this show, actually got them at the box office about 5 hours before the show - that day. I always like to get upper level off to the left side of the stage.
Lindsay Buckingham is phenomenal on the guitar. Stevie Nicks, well I almost cried when I heard her sing. She can still belt it out, but can hardly walk around on stage. Mick Fleetwood, way scarier looking than he was in his younger years. The only one that was not there, was Christie McVie - I am going to say it was a bad decision on her part NOT to be involved with this tour.
The only down fall was the people sitting a couple of seats down. The woman kept getting up and going and getting a beer for her, and a mixed drink for her man. The third time she pushed past - I made a comment that maybe they should just go watch the concert for the DAMN BAR!!!
There was three standing ovations and each time they came back out and did another great song. Stopped by the bathroom on the way out (since I wasnt going to miss any of the show), and of course the "older" generation was in there. The lady in front of me, looked like your typical mexican grandmother. She said that if there were many more of these reunion tours she was going to start packing depends!!!
It was a great trip!!!!!
Bette Midler
So in summary - even though they have all this advertising for this show, it is NOT a typically Vegas showgirl thing, it is a over priced stripper show. And the girls, made you think "anyone can do this" choreography is something they are unaware of...
Phantom of the Opera
Been Busy







